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Posted by / 22-Mar-2016 12:13

We are pleased to bring you the first Canadian edition of The Little Black Book of Scams.

We hope this book will increase your awareness of the vast array of scams that target Canadians and share with you some easy steps you can take to protect yourself.

Don't be fooled by claims that the offer is legal or has government approval—many scammers will tell you this. Scammers and fraudsters play upon the universal desire to win big… with lottery, sweepstakes and contest scams designed to put money in their pockets… as they profit by making you pay premium text or phone rates, bogus “fees” or hidden costs.

Instead of receiving a grand prize or fortune, you will lose every cent that you send to a scammer. Even worse, many of these scams are designed SPECIFICALLY to steal your banking and other personal information… after which the fraudsters cash in by stealing from you or holding your data for ransom.

Scammers target people of all backgrounds, ages and income levels.

Fake lotteries, Internet frauds, get‑rich‑quick schemes and miracle health cures are some of the favoured means of separating the unwary from their money. The Competition Bureau has seen the devastating effects scams can have on people and their families.

In Canada, it is a crime to promote a pyramid scheme or even to participate in one.

Our aims to increase your awareness of the many different kinds of fraud that target Canadians.

Although pyramid schemes are often cleverly disguised, they make money by recruiting people rather than by selling a legitimate product or providing a service.

Pyramid schemes inevitably collapse and you will lose your money.

Informed and aware consumers are important players in an innovation economy.

That’s why we encourage all Canadians to empower themselves by reading and take note of its tips on how to stop fraudsters in their tracks.

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Many lottery scams try to trick you into providing your banking and personal details to claim your prize.